What should I do with my "in-the-money" stock options?

You have choices when your options are worth more than the strike price.

When your employee stock options are 'in-the-money,' you can: Exercise your options and hold the stock for sale at a later date (exercise and hold), hold your options and exercise them later (defer exercise) or exercise your options and sell the stock (exercise and sell). This calculator will help you decide which choice will likely maximize your after-tax profits.