Terms and Conditions

Important User Information

ACCESSING THIS WEB SITE OR VIEWING ANY OF ITS CONTENTS SHALL CONSTITUTE YOUR AGREEMENT WITH THE TERMS AND CONDITIONS (“Terms And Conditions”) BELOW.

Use of Information and Materials.

Any person is hereby authorized to view the information on www.livesolid.com (“Site”) for informational purposes only. No part of this information may be redistributed, copied, or reproduced without the prior written consent of SunTrust Banks, Inc. or its subsidiaries or affiliates (individually and collectively, “SunTrust”). The product and fee information presented in this Site represent SunTrust's offerings as of the most recent update. Rules, Regulations, Fee Schedules, and Service Agreements currently in effect take precedence over any information herein. The information on this Site is subject to change without notice.

The information contained in this Site is provided for informational purposes only and is not a solicitation or offer to sell securities, nor should it be used by others in connection with any sale, offer for sale or solicitation of an offer to buy securities.

SunTrust is not acting as an advisor or a fiduciary by publishing any information contained in this Site.

Moderation

The Site, supported by SunTrust, serves as a resource center for individuals interested in living solid. By visiting the Site and uploading or posting content on the Site("Content"), you represent and warrant that: (i) Any description of your experience with Live Solid.com and the SunTrust brand including but not limited to SunTrust’s products and services included in Content that you choose to share on LiveSolid.com must, to the best of your ability, be accurate and truthful; and (ii) You have the legal right to publish all Content published by you to the Live Solid Fan Page and such Content does not violate any third party’s intellectual property rights.

You acknowledge and understand that: (i) the Site and SunTrust are not liable for any claims of any sort asserted against you arising out of the Content posted by you; (ii) as the host of the Site, SunTrust has the right (but not the obligation) to monitor all Content and to reject or remove any inappropriate or offensive content; and (iii) participation on the Site does not convey to you any right, title, interest, or license to use any posted content. You release and hold harmless SunTrust and the Site from any and all claims, damages or losses arising out of your participation on the Site. The Site and the links to SunTrust.com are supported by SunTrust. SunTrust is not responsible for and expressly disclaims any and all liability associated with or arising out of : (i) the privacy or security policies at any site which may be linked to the Site; (ii) the advertising appearing on the Site any page linked to it; and (iii) the contents of any content posted by any user of the Site.

Password and Security Procedures.

Upon registering as a user of the Site, you will self-select a password, which will allow you to post Content on the Site. Use of the password will constitute your acceptance of the Terms And Conditions governing the Site.

No Warranties.

The information and materials contained in this Site are provided "as is" without warranty of any kind, either express or implied, including without limitation, any warranty of accuracy, adequacy or completeness of the information and materials, title, non-infringement of third party rights, merchantability, fitness for a particular purpose and freedom from computer virus.

Third Party Links.

SunTrust is happy to make available to you links to other sites on the World Wide Web. SunTrust believes the links contained on its pages are to reputable companies. Nevertheless, SunTrust makes no representations or warranties regarding non-SunTrust sites or the companies maintaining them. SunTrust does not control or monitor such Web sites and SunTrust does not endorse the content or the use of such Web sites. If you choose to access non-SunTrust Web sites through links on our pages, you accept responsibility for all related risks.

Limitation of Liability.

In no event will SunTrust be liable for any damages, losses or expenses, including without limitation, direct or indirect, special, incidental or consequential damages arising in connection with this Site, use thereof or reliance on any information contained herein, even if SunTrust is notified of the possibility of such damages.

Choice of Law; Unenforceability.

Your access to and use of this Site, and these Terms And Conditions, are governed by and will be construed in accordance with the laws of the State of Georgia, without regard to principles of conflicts of laws. In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes closest to the intention underlying the unenforceable provision.

Trademarks

SunTrust Bank

©2010 SunTrust Bank, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc. The following are also registered trademarks SunTrust Banks, Inc.:

Access 3;CHECKCARD; Lockbox Image Browser; ; Physicians Service Association (and Design); Planlink; Shortcut Mortgage; StepOne; RidgeWorth Funds; SunTrust Asia; SunTrust Mortgage; Taxwise Auto Loan; ; ECareer; Investor’s Advantage; The Bi-Weekly; Top; Premium Banking, Crestar and Crestar Mortgage are service marks of SunTrust Banks, Inc.